Washington state is not just a place on the map; it’s a mosaic of breathtaking landscapes and diverse environments. On the West side you can wake up surrounded by towering evergreens, hear the soothing patter of raindrops on your window, and feel the cool mist from nearby waterfalls—all before breakfast. But hop in your car and drive a few hours in the other direction, and you’ll find yourself in a completely different world: rolling hills bathed in warm sunlight, orchards bursting with seasonal fruit, and a sense of tranquility that’s uniquely our state.

As a real estate agent deeply rooted in this vibrant region, I’ve had the privilege of helping clients discover the magic of living west and east of the mountains. There’s something truly special about that short, beautiful drive east over the pass—a journey that not only changes your scenery but also your state of mind. The pace slows, the air feels lighter, and you’re enveloped in a sense of laid-back serenity that’s hard to find anywhere else.

But amidst this idyllic backdrop lies a sobering reality: the ever-present danger of wildfires. What was once considered primarily a “East of the mountains problem” has now become a concern that touches communities across the state.

As we enter another fire season in Washington State, homeowners face a pressing concern: insurance coverage. Over the past few years, the insurance industry has been tightening its grip on policies for properties located in designated fire zones, regardless of whether they are primary residences or second homes. This leaves many homeowners feeling vulnerable and uncertain, searching for solutions to protect their cherished investments and beloved communities.